Paramedical Exam (Paramed)
Payor
Permanent Disability
Policy
Policyowner (Policyholder)
Preexisting Condition
Premium
Premium Notice
Premium Payor
Present Value
Primary Beneficiary
Primary Insured
Principal Sum
Proof of Loss
Reinstatement
Reinsurance
Renew
Renewable Term Insurance
Replacement
Reserve
Restrictions
Return of Premium
Rider
Risk
Standard Risk
Statutory Accounting Principles - SAP
Stock
Substandard Risk
Superpreferred Risk
Surrender
Tax-Deferral
Term Conversion
Term Life Insurance
Termination
Total Cash Value
Total Disability
Trust
Underwriter
Underwritting
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Payment Cap
Payment Cap - The maximum amount that your monthly loan payments can reach is referred to as your payment cap. This is intended to protect you from skyrocketing monthly mortgage payments if you have an adjustable rate mortgage. It is important to remember that loans with a payment cap may face a negative amortization if interest rates rise high enough that your monthly payment does not cover the cost of the loan's interest. In general, a rate cap is a better option than a payment cap.
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